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Welcome to Sam Xavier'sWest Torrance, South Torrance and Lomita Real Estate Website

Welcome! Here You Can Find Great Information on West Torrance, South Torrance and Lomita, California Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the West Torrance, South Torrance and Lomita real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top West Torrance, South Torrance and Lomita real estate agent, I have the experience and track record you are looking for. Please let me help.

- Sam Xavier

School Reports in West Torrance, South Torrance and Lomita, California

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in West Torrance, South Torrance and Lomita

Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Q	What famous building receives a fresh coat of 300 tons of reddish-green paint every seven years?
A	The Eiffel Tower in Paris, France.
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Sam Xavier, REALTOR®, real estate agent and broker for West Torrance, South Torrance and Lomita, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Sam Xavier
RE/MAX Execs South Bay
23740 Hawthorne Blvd, floor 2
Torrance, CA 90505
Phone: 310-802-2456
Mobile: 310-866-7598
Fax: 310-378-2745
SamXavier@NUMBER1EXPERT.COM

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