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  • Why Sellers Choose Sam Xavier - Why home sellers in West Torrance, South Torrance and Lomita choose Sam Xavier.

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Real Estate Tips
Tax Considerations >Beneficial Tax Laws

American tax law offers a significant capital gains tax exemption that allows taxpaying homeowners to unlock home equity and end the spiraling cycle of "investing up." First-time buyers enjoy expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, rules that allow penalty-free withdrawals to purchase a home.

Every two years, married sellers of principal residences who file joint federal income tax returns are allowed a $500,000 exclusion ($250,000 for singles) from capital gains tax. For sales that took place after May 6, 2003, the maximum capital gains tax rates for profits above the exclusion dropped from 20% to 15% for higher income taxpayers, and from 10% to 5% for lower income taxpayers.

Homeowners can now consider several new options. People who find themselves at an empty-nester stage (no children at home) in a four or five bedroom home with a large equity have been able to unlock their equity dollars, using the income to help their children buy a first home, take a luxury cruise, remodel the house or purchase a second home for vacation or retirement.

Consult your tax advisor for advice regarding your particular circumstance.

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Real Estate Trivia
Q 
How many step are there leading to the top of the Eiffel Tower in Paris, France?

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Visitors who walk to the top must go up 1,792 steps.
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Sam  Xavier, REALTOR®, real estate agent and broker for West Torrance, South Torrance and Lomita, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Sam Xavier - The Xavier REO Team
RE/MAX Execs South Bay

23740 Hawthorne Blvd, 2nd Floor
Torrance, CA 90505
Phone: 310-802-2456
Mobile: 310-866-7598
Fax: 310-378-2745
SamXavier@NUMBER1EXPERT.COM

$8000. tax credit is still available thorugh April 30, 2010. Please call Sam Xavier to schedule an initial consultation to help you find a South Bay house under market value today!

CDPE Equal Housing MLS REALTOR


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